Who’s responsible for paying for health insurance?  Asking the same question another way, who’s responsible for paying for an individual’s medical costs?  It seems we are left with three choices:

1. The employee (the individual)

2. The entrepreneur (employer)

3. The government (everyone)

What option will result in the most efficient use and lowest price for health services?

What should we do (if anything) as a society to help those that cannot afford medical treatment, through no fault of their own?

These questions will not go away.

Your thoughts?